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Excess Cover for Trucks & Fleets

Protect your business from rising insurance excess costs. Compare quotes for Haulage Excess Cover

Up to £3,000 excess reimbursement per claim
Suitable for single commercial vehicles and commercial fleets
Protect your business against rising insurance excess costs

Get a quick quote from our specialist team.

Start Your Excess Quote

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Looking for Excess Cover for your haulage business?

Excess Protection Insurance helps you recover the excess you pay on motor insurance claims – keeping your cashflow predictable and your fleet moving.

Benefits of Excess Protect cover?

Excess Protection Insurance helps you recover the excess you pay on motor insurance claims – keeping your cashflow predictable and your fleet moving.

With excess levels rising across the industry – particularly for newer or higher-risk drivers – those costs can mount up fast. Excess Protection helps you take control, reducing the impact on your cashflow and keeping your business moving when it matters most.

Why Excess Protect matters for haulage businesses?

Unexpected excess costs can hit your bottom line. Excess Product helps you stay in control.

HGV & Fleet excesses are rising

Insurers are moving more risk onto operators – meaning higher upfront costs per claim.

Fleet insurance claims can add up quickly

Multiple incident claims across a fleet can create serious cost pressures for businesses.

Young drivers means higher exposure

Higher excesses for newer drivers can make incidents significantly more expensive.

Protect your business cashflow

Avoid unexpected out-of-pocket costs that disrupt day-to-day haulage operations.

You choose your excess level

We offer a range of excess levels to suit your policy and your budget.

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You pay a fixed annual premium

A small, fixed cost for the peace of mind that your excess is covered.

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We reimburse your excess

If you make a claim, you get your excess back quickly - less hassle, less stress.

How Excess Protect works:

If your policy excess is £2,500 and you make 3 claims in a year:

Total excess paid: £7,500
With Excess Protection: You can recover this cost

That’s money back into your business – rather than absorbed as loss.

What does Excess Protect typically cover?

Your compulsory insurance excesses
Additional voluntary excesses
Windscreen excesses (if included on your policy)
Liability and damage claims
Fire, theft, and vandalism claims
And more (dependent on your policy)

(Please note: Cover is subject to terms, conditions, and the excess levels selected on your policy)

Is Excess Protect right for you?

Ideal for businesses of all sizes
Suitable for most HGV and trailer types
Flexible excess levels to suit your needs
Affordable protection for total peace of mind

Why choose us?

Stay Ahead with Compare HGV Insurance

➜ We’re an independent broker

➜ Transportation specialists

➜ Haulage & Own Goods cover

➜ 100% Client-focused team

➜ Rated ‘Excellent’ by our customers

Contact the team for a no-obligation quotation.

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Get your free Excess Product quote today

Quick.Simple. Built for haulage businesses.

START MY QUOTE

Or call the team free on

0800 hidden912 3081

Get your free Excess Product quote today

Quick.Simple. Built for haulage businesses.

GET A FREE QUOTE

Speak to the team today

0800 hidden912 3081

Need another type of cover?

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Truck and commercial vehicle insurance for HGV businesses of all sizes across the UK

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