If you purchased the vehicle under a finance agreement and the balance payable to the financier at the time of the total loss is greater than the amount paid for the vehicle, this insurance will pay the difference between the ‘market value’ & the outstanding finance balance.
A ‘total loss’ occurs where you have claimed under your motor insurance policy, that claim has been settled and the insured vehicle becomes the property of the motor insurer following accidental damage, fire or theft.
Don’t be left with a financial shortfall if the worst were to happen. Protect your financial interest in your vehicle now.
GAP (Guaranteed Asset Protection) insurance is a policy which pays you the difference between the amount paid for the insured vehicle (usually known as the ‘net invoice selling price’) and the amount your motor insurer will pay out if they have declared the vehicle a total loss (usually known as the ‘market value’).GET A QUOTE
Commercial & Fleet Excess Insurance allows you to recover the insurance policy excess you are liable for, following a successful claim under your main motor insurance policy.
With policy excesses ever increasing, and young or inexperienced drivers being subjected to more hefty excesses, the right excess protection against can play a vital role in your business.GET A QUOTE
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We would like to thank you for your co-operation during this difficult time with the spread of the Coronavirus. As a business, our priority is to minimise any risk to our staff, whilst at the same time ensure we are able to service all of our customers. We have staff working from home and you may experience delays on our phone lines, but rest assured, we are doing our best to answer all of our customer queries as swiftly as possible.
Should you have any concern regarding paying for your insurance then we will do everything we can to support you if you have been affected by the Coronavirus. There are a number of ways in which we can help, so please contact us on 01952 hidden570hidden039 as soon as possible in order to discuss the options we have available.
Our entire team thank you for your patience and co-operation during these exceptional circumstances.
The Compare HGV Team
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